Loans-by-Phone Kit shows you how and where to get business, real estate, and personal loans by telephone. With just 32 words and 15 seconds of time you can determine if a lender is interested in the loan you seek for yourself or for someone who is a client –if you're working as a loan broker or finder. This kit gives you hundreds of telephone lenders. About half have 800 numbers, meaning that your call is free of long-distance charges. Necessary agreements forms are also included. More than 150 pages; $100.00