The answer is a resounding yes, you can. In fact, most mystery shopping assignments are performed by shoppers on a part time basis and this is perfect scheduling for stay at home moms, dads, retired or disabled persons.

Mystery shopping can be done by almost any adult over 18 years old. Since businesses can be patronized by almost anyone, a mystery shopper who blends in with the typical shopper at that establishment is definitely an asset.

There are even mystery shops which require customers of a demographic segment, such as race, or children, seniors, or disabled customers.

The goal of mystery shopping is to see how the customer is treated by employees especially if they don’t fit the profile of the “typical” customer.

There are some assignments which require you to bring along children for authenticity sake, and if you organize your day and schedule, you can plan to complete the assignment with your well behaved children in tow.

There are also assignments where age requirements must be met, such as the purchase of tobacco products or alcohol, where the purchaser must be of legal age. Many students accept these types of assignments and earn good part time money with age requirement shopping assignments.

Have you ever walked into a retail establishment, or restaurant and the employee took one look at you, or not, and decided that you were not worthy of their best service? For whatever reason?

This is the basis for mystery shopping, which requires that all customers must be treated with dignity and courtesy, regardless of their background. The Mystery shopping tool enhances that commitment to treat all customers fairly and to assist businesses from avoiding bankruptcy through failure to observe and practice legal regulations, loss of customers or even lawsuits.

When you sign up to be an independent contractor with a mystery shopping company, they frequently ask you to identify your ethnicity, age or economic status for this very purpose and some mystery shops require shoppers who have limited financial resources or poor credit report.

There are even companies who specialize in disabled mystery shoppers since the Americans with Disability Association requires that establishments be accessible to disabled patrons and that reasonable accommodations be made for those with disabilities.

Remember, mystery shopping can be a rewarding experience where you get to interact with people from all walks of life. It can be a learning experience, and best of all, you get to make a valuable contribution to improve and enhance the customer service provided in your community.

LOANS FOR HEALTH PROFESSIONALS–can build your wealth in Financial Brokerage. Why? Because Health Professionals, as a group, are:

• Well-educated, alert, intelligent, capable.


• High-earning individuals who seek a good life style.


• Hard workers who are ambitiously upwardly mobile.


• Honest and reliable who do honor their loan promises.

FOR THESE, AND MANY OTHER GOOD REASONS, being a loan broker for health professionals–medical doctors, dentists, podiatrists, nurses, chiropractors, etc.–can be highly lucrative to you. To get started:

1. Develop a list of lenders who specialize in health clients.
2. Contact several of these lenders to act as a broker for them.
3. Run small classified ads in local and health publications saying:

LOANS for health professionals. Call day or night 123-4567 for details about these loans.

4. Get full info from each caller, namely: Amount needed; Time for which loan is needed (its Term); Purpose for which the money is needed; Interest rate that’s acceptable; Professional’s Education; Health Speciality, etc.
5. Give information to your lender, after the Health Professional gives you permission to do so. Use a Release Form so you’re not accused of giving out personal info without permission.
6. Collect your fee from the Health Professional after the loan is obtained. Your fee will usually be 5% of the loan amount on loans up to $1-million. Thus, your fee on a $1-million loan will be $50,000. Most health professional loans are less than this.
7. Expand your loan services to other health professionals by asking the person you’re serving to suggest his/her associates who might need your expertise. Word-of-mouth is the best kind of advertising you can get because one friend tells another about you and the good service you’ve provided.
8. Try to attend local medical, dental and other professional meetings to present information about your services. You can do this by giving a talk on financing for health professionals. Or, if you don’t enjoy speaking in public, you can pass out leaflets describing your services to the attendees. You can then answer any questions they call into you on the phone. Soon you’ll be the “Most Wanted Person in Town,” earning a high income helping health professionals get funding they need!

Tyler G. Hicks, the president of International Wealth Success Inc., is the author of many wealth building publications, including the Four Doctor Loan Programs Kit.

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Fleeced, ripped-off, cheated, conned. We’re all afraid of losing money to wholesalers who turn out not to be the real deal. The horror stories can certainly be very off putting – especially to those just getting started. The trick is to spot it and stop it before it’s too late!

So what are signs that you’re dealing with a crook?

In our experience, there are 6 particular indications that you may not be dealing with a legitimate wholesaler:

• The wholesaler doesn’t sound business-like or professional when answering the phone. For example, he will answer with a plain ‘Yes?’ or ‘Hello?’, without identifying himself or the business name.
• The wholesaler doesn’t request your business license or sales tax ID during the initial contacts. Most true wholesalers will require one of these. While this is not a hugely important deal, if you are looking at dealing in large amounts you will need to get registered and should check that the wholesaler is registered as well.
• The wholesaler gets shifty when you request a product sample. Most wholesaler are only to happy to offer a sample of their product (usually at a higher price) so if they do not offer this be careful and question their reasons for not offering one.
• The wholesaler’s claims to take a secure form of payment (credit card, Paypal etc…) but later turns around and says they only accept wire transfer or western union. Not all wholesalers that take western union and wire transfer are scammers, but this is the most common way scammers operate and you should always steer on the side of caution if you are asked to pay be these methods when not having dealt with or knowing the person first.
• Their website offers no physical address or contact phone for you to get hold of them. Be blunt, ask them for a contact address and phone number and if it is ok if you come in and have a look around their offices. If they are serious this will be no problem at all for them.
• They claim they don’t currently have stock in and still expect you to pay up front. If this has been happening make sure you get some photographic evidence of their stock with the days newspaper or something (while this doesn’t always work, it means some one must have stock that they know).

Although these are not hard and fast rules, you should certainly proceed with caution if one or more of the above apply to a new wholesale contact you have made. If you have any tips to add or past experiences then we’d love to hear from you. Your experience is valuable to the SaleHoo community and I’m sure others would appreciate your comments.

SaleHoo is one of the fastest growing product sourcing portals on the internet. It contains a database of drop ship, wholesale, closeout and manufacturing suppliers offering thousands of product suppliers to consumers! Located at http://www.salehoo.com, visitors are allowed to sign up for unlimited and lifetime access to the completely searchable database of products and suppliers. The database is regularly updated, ensuring that the latest retail products are always available for purchase and SaleHoo carries the BBB Reliability Seal!

Join SaleHoo Today for their Special Startup Offer!

by Wayne M. Davies

When it comes to filing your tax return, spending 37 cents could be the biggest mistake you ever make.

Millions of taxpayers make the mistake of putting their income tax return in a regular letter-sized envelope, sticking on a 37 cent stamp, and placing the envelope in their mailbox.

And millions of taxpayers “get away” with this mistake year after year.

Why do I say that putting your tax return in the mailbox is a mistake?

Let me explain.

Every year, a small percentage of mail doesn’t get delivered. The U.S. Postal Service doesn’t like to admit this, but it’s true.

Furthermore, even if your tax return gets delivered to the IRS, every year a small percentage of tax returns get lost by the IRS.

Don’t believe me? I’ll never forget the day one of my clients showed me a letter he received from the IRS:

“We regret to inform you that we received your return…. but have lost it.”

Honest to goodness, this actually happened!

So my question to you is this: What are you doing to do if this happens to you!

If your tax return doesn’t get delivered, or if it gets delivered but is subsequently lost inside the mammoth IRS, what are you going to do to prove that you actually mailed the return?

Just calling the IRS and saying, “Well, I mailed it on time. I know I did!” isn’t going to prove anything. And the burden to prove you mailed the return on time will rest on your shoulders.

You have two ways to solve this potentially dangerous problem:

OPTION #1: File your return electronically.

There are many benefits to e-filing. The one I want you to focus on now is this: When you e-file your return, you receive an electronic acknowledgement within 48 hours that the IRS has accepted your return.

Bingo! Now you have proof positive that the return was filed. ‘Nuff said?

E-filing is rapidly becoming the filing method of choice. But the majority of returns are still filed on paper, so here’s a second way to avoid the “missing return” dilemma.

OPTION #2: If you’re a “paper filer”, go to the post office and spend a measly $4.05 to send the letter via Certified Mail, Return Receipt Requested.

Doing this will accomplish two very important things:

1. Certified Mail (which costs $2.30) provides the proof that the return was mailed, and that it was mailed on time, on or before the due date.

According to the IRS, a paper return is filed on time if it is mailed in an envelope that is properly addressed and postmarked by the due date. When you use Certified Mail, you will get a receipt postmarked by the postal employee, and that date on the receipt is the postmark date.

So, should the return get lost by the IRS, or if the IRS questions whether you mailed it on time, you will have written proof.

Plus, every piece of Certified Mail is assigned a tracking number which can then be traced by the U.S. Postal Service should a problem arise.

2. Return Receipt provides another level of insurance. For an extra $1.75, when the letter is delivered, the IRS must sign or stamp a receipt that documents the date of delivery. This receipt then gets mailed back to you, so that you now have the written proof that the IRS received it.

Technically, you only need to send the return via Certified Mail to prove that it was indeed mailed on time. But I really like the Return Receipt as well — it gives you that extra “peace of mind” to know that the IRS received it. And you’ll know exactly what day it was received. This is the proof of delivery.

So don’t run the risk of having your tax return get lost in the mail.

And don’t run the risk of having your tax return get lost in the piles and piles of paper that flood the IRS each year.

Think about it. Well over 100 million personal income tax returns are filed with the IRS every year, and the majority of them are still prepared on paper and mailed by the U.S. Postal Service.

The U.S. Postal Service and the IRS are staffed by hard- working people who are only human. People make mistakes. To greatly reduce the chance of a mistake being made with your return, don’t you make the mistake of just putting your tax return in the mailbox.

Instead, e-file it, or take it to the post office and send it Certified Mail, Return Receipt Requested. It could be the best $4.05 you ever spent!

Copyright 2003 Wayne M. Davies Inc.

Wayne M. Davies is author of the new eBook, “The Tax Reduction Toolkit: 29 Little-Known Legal Loopholes That Will Reduce Your Taxes By Thousands (For Small Business Owners and Self-Employed People Only!)” Don’t file another tax return until you visit The Tax Reduction Toolkit, part of the Ultimate Tax Reduction Guide.

by Wayne M. Davies

I did it. I finally did it.

Last weekend, while the rest of Fort Wayne celebrated the long-awaited onset of springtime temperatures, I stayed inside and did something I’ve never done before.

I burned my first CD.

Yep, I joined the Pepsi generation and got me a real CD-RW drive. And I actually copied a music CD onto a blank CD (my wife’s favorite Eric Clapton CD — so now she’s got one for home and one for the van; guess I better burn another one so she can listen to it at work, too.)

But it wasn’t easy, let me tell ya!

If fact, I didn’t think it would ever happen.

Why? Because when it comes to computers, I ain’t the most proficient guy in the world. I know how to use my accounting and tax software, and I can peck away at a word processor with the best of them, but hardware? I’m clueless, man, absolutely clueless.

To me, RAM is an animal, the mascot for a pro football team that used to play in L.A. and then moved to St. Louis.

But my wife and kids have been pestering me for months to get a CD-RW so we can make our own music CD’s. So last week I finally gave in and ventured out to my local discount electronics store.

And there they were, lined up on the shelf, all 28 different models.

I picked up one of the boxes and looked at the “specs”. The first label that caught my eye was called “Disc Formats”: CD-R, CD-RW, CD-ROM (mode 1 and mode 2), CD-ROM XA (mode2, form 1 and form2), CD-DA, Bootable CD, Photo CD (single and multi-sessions), Video CD, CD-Extra, Mixed mode CD, CD-text.

I suddenly felt the beginnings of a headache.

I know enough about hardware to know that you’ve got to make sure a new piece of hardware is compatible with your existing hardware.

Ah, yes, the “interface”, gotta make sure that’s right!

So I looked at the box where is said “E-IDE/ATAPI”.

Now my stomach didn’t feel so good either.

Finally, I turned the box over and found what I was looking for, “System Requirements”: IBM PC Pentium 200MHz or higher; 64MB DRAM, 1 GB for image recording, 150MB free HD space for installing writing software.

I no longer had a headache. I had a migraine.

Enough was enough. I left the store and came home empty- handed. I was in over my head, and it was time to admit it.

While driving home I suddenly realized something.

What I just experienced is exactly what most people experience as they sit down to prepare their tax return each year. All those forms, schedules and worksheets, each with their own set of unique codes and convoluted calculations.

Forms, forms and more forms. They might as well be written in Greek.

For some people, mostly folks with “regular” day jobs and simple W2’s, doing your own tax return can be a relatively painless process (particularly if you don’t itemize deductions and have no investment income).

And with the proliferation of user-friendly tax preparation software programs, I’m sure millions of returns are filed by do-it-yourself-er’s without a hitch.

But if you’re self-employed or own your own business, and you’re new to the world of taxes, well, I’ve got news for you — be prepared to go through exactly what I went through at Best Buy — lots of pain, agony and frustration.

And be ready to “give up” and do what I eventually did — call a professional.

For me, that meant giving my friend George a call. George is a client who also happens to be a “computer guy” with all the latest gizmos and gadgets known to mankind.

George was very happy to help me out. He told me exactly what kind of CD drive to get, and then he came over to the house and installed the thing in 15 minutes! I couldn’t believe it! Then he installed some software, spent 10 minutes showing me how to use it, and the next thing I know, I’m burning a CD like I’ve been doing it all my life.

If you are a small business owner or self-employed person and you’re trying to prepare you own return this year, how’s it going?

Do you think you did OK? Or are you getting by on trial and error with a dose of prayer mixed in (“Please, God, please don’t let me get audited!”)

Maybe it’s time you did what I did.

By George, call a professional.

If you’re in over your head, admit it, and get some help. Visit your local tax professional today!

Copyright 2003 Wayne M. Davies Inc.

Wayne M. Davies is author of the eBook, “The Tax Reduction Toolkit: 29 Little-Known Legal Loopholes That Will Reduce Your Taxes By Thousands (For Small Business Owners and Self-Employed People Only!)”. Don’t file another tax return until you visit The Tax Reduction Toolkit, part of the Ultimate Tax Reduction Guide.

Yes, this might actually be the perfect opportunity for you to be a mystery shopper, since it gets you out of the house and interacting with people on a regular basis.

When job seeking, realize that job hunting is now your job and you must be as diligent about job seeking as you would be as an employee.

If you are unemployed and actively seeking employment, this might be an excellent source of meeting your new employer.

Mystery shopping gets you in the habit of getting out of the house and interacting with people on a daily basis, which is key in your job search.

You can organize and schedule your day to perform your regular job seeking tasks and interviews, and work your mystery shopping assignments in with your schedule.

It’s a fact that the more people you interact with, the better your chances of landing a job, and mystery gives you an opportunity to interact with as many or as few people as you like.

When you perform your mystery shopping assignments, be personable; engage those you come in contact with in conversation and let them know that you are a job seeker, and would welcome any help they can offer.

This is no time to be shy; tell people how great you are and show them how personable and qualified you are. Without the pressure of a structured job interview scenario, since you are more relaxed, the real you shines through.

It’s also a way to keep up with you people skills and stay sharp in your observation and reporting skills.

Use the people you come in contact with as a pretend interview and when the real interviews come, you will have had lots of practice, and will be more skilled, at ease and be able to promote yourself and you skills more effectively, showing them why you are the best person for the job.

People love to help other people and it’s amazing by just letting others know that you are in the job-seeking market how they may be able to help you.

Believe it or not, but most jobs are filled, not by classified ads or the internet, but by word of mouth, recommendations, and referrals, by a friend of a friend of a friend.

So get out there, get shopping and get noticed. In addition to having fun, shopping and dining for free, you just might land your new dream job.

by Wayne M. Davies

Looking for a way to reduce the cost of income tax preparation this year? Then you came to the right place — maybe!

The IRS has launched a new program this year — it’s called “Free File”, and it enables you to prepare and e-file your personal income tax return online for free.

But, alas, there is no free lunch and likewise this “free” program isn’t really free for everyone. You have to meet certain eligibility requirements to take advantage of Free File, so read on!

Simply put, Free File is a new government program that enables certain qualifying individuals to both prepare and e-file their income tax returns for free — online.

The IRS has entered into a partnership with 17 private tax software companies who each offer their services to the public at no cost.

But here’s the catch: not everyone qualifies, and each of the 17 software companies has different eligibility requirements.

Generally speaking, lower income people qualify, as do people of certain ages and those who live in certain states.

(Gee, sounds confusing, doesn’t it? Guess that’s why it’s a government program.)

There are 3 main requirements. You only have to meet one of these criteria to qualify:

1. Income — if your income is below the following amounts, you qualify. Take note: there are several different qualifying amounts, depending on the software vendor.

TurboTax — $27,000
FreeTaxReturns.com — $28,000
H&R Block — $28,000
TaxBrain — $12,000
CompleteTax — $33,000
Efile-Tax-Returns.com — $28,000
FreeTaxUSA.com — $30,000
TAXSLAYER.COM — $30,000
TAX$IMPLE — $28,000
Free1040TaxReturns.com — $25,000
ezTaxReturn.com — $40,000
TaxEngine — $9,200

Only one vendor allows you to qualify if your income is above a certain amount. TaxACT.com is free if your income is greater than $50,000.

2. Age — if you are above or below a certain age, you qualify.

TaxBrain — age 50 or older
OnLineTaxes — age 20 or younger

3. State of residence — if you happen to live in one of the following states, you qualify.

FileYourTaxes.com — Arizona, Georgia, Michigan or Wisconsin

eSmartTax.com — Illinois, N. Carolina, Ohio or Georgia

And there’s one more: TAXSLAYER.COM lets all Active Duty Military personnel file for free.

Here’s a few points to keep in mind.

First, you still have to prepare the return yourself, and you have to do it online at the website of each software company. So, the point here is obvious: Free File is a viable option for do-it-yourself-ers only.

If you’re not inclined to prepare your return yourself, Free File is not for you.

Second, you must use the vendors web-based tax preparation software and you also must e-file right from the vendor’s website. Maybe you’ve been using one particular software for awhile — your software company may not even be in this program, so you’ll have to learn a new program, which may not be worth the extra time.

Third, and most importantly — all this hype about Free File is really a mute point if you don’t qualify. And most middle-class and upper-class folk don’t qualify.

If you make more than $50,000 and happen to like TaxACT.com, you’re in business. Or if you happen to live in one of 7 states, you’re also in luck.

Otherwise, this program is probably more for your children than for you.

To get all the details, go to the IRS website at http://www.irs.gov and click on “Free Online Filing — Are You Eligible”. You’ll find complete information on the program, including links to all 17 vendors, and a Frequently Asked Questions page. Enjoy!

Copyright 2003 Wayne M. Davies Inc.

Wayne M. Davies is author of the new eBook, “The Tax Reduction Toolkit: 29 Little-Known Legal Loopholes That Will Reduce Your Taxes By Thousands (For Small Business Owners and Self-Employed People Only!)” Don’t file another tax return until you visit The Tax Reduction Toolkit, part of the Ultimate Tax Reduction Guide.

16-plus pages of money-making ideas, tips and techniques every month

Twelve big issues each year bring you profitable money-making ideas you can use anywhere, anytime. Here are a few of the ways the IWS Newsletter helps you on your path to great riches.

• Part-time Money-making Ideas
• Financial Broker Opportunities
• Franchise Ideas and Methods
• Real Home-based Businesses
• Finder Fee Listings of Many Types
• Lenders and Money Available Listings
• 100% Real Estate Financing Tips/Sources
• Monthly Column by Tyler G. Hicks
• Get the Money You Need for Business
• Compensating Balance Loan Sources
• Government Funding Sources
• Business Startup and Growth Techniques
• Many Sources of Business Loans
• Secrets of Making Money in Real Estate
• Worldwide Money-making Ideas
• Cosigner Listings for You and Others
• Mail-Order Business Opportunities
• Export-Import Trade Leads

RUN YOUR CLASSIFIED ADS FREE

As a subscriber you can run one classified ad FREE every month in the print and online versions of the IWS Newsletter. Send us your classified ad by e-mail or fax when you subscribe. We’ll run it FREE in the first issue with space available.

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]]> http://www.yenommarketinginc.com/589/international-wealth-success-newsletter/feed/ 0 http://www.yenommarketinginc.com/2124/earn-big-money-from-home-as-a-finder/ http://www.yenommarketinginc.com/2124/earn-big-money-from-home-as-a-finder/#comments Sat, 27 Feb 2010 20:35:00 +0000 admin http://www.businessideasdirectory.com/?p=2124
by Tyler G. Hicks

What’s One of the Easiest Home Businesses to Start?

Today the answer is: Become a Finder for Business and Personal Needs. As a Finder you:

• Look for, and find, items companies and individuals seek. You are paid a fee for finding what’s wanted.
• Tell your client where he/she can obtain the item or items needed; you also give your client the price of the item.
• Arrange for getting the item to your client, if he/she wants this kind of service; not all clients ask for this help.

How Can You Get Started as a Finder?

The answer is easy. You just take these quick steps:

1. Decide what types of items you’d like to find. At the start it is best to specialize. Thus, you might become a finder of: Money, Oil, Farm Products, Executives, Old Cars, Special Vessels (Yachts, Freighters), Factories, etc.
2. Start your business in your name. When you do this you do not, in general, have to register your name with any local authority. Only assumed or fictitious names normally need to be registered with your county.
3. Print your own letterhead. Use a computer or go to your local quick-print shop and have 100 sheets printed. That’s all you need to get started. Also have 100 #10 (business size) envelopes printed. Total cost=$50.
4. Send letters to local companies telling them you will find the items they need for a fee. Focus on firms that might need what you’ve decided to find. Thus, if you want to find oil, write to oil-needing companies.
5. Look in the Wanted columns of large-city Sunday newspapers for items people want that you might get for them. Contact your potential clients by phone, fax or mail, depending on what their ad says.
6. Go to your local public library; look for any mewspapers or magazines serving the field in which you want to find items. Check their Wanted columns for needs you might fill for them by finding what they need for business.
7. Charge a 10% finder’s fee for your work, if that amount is enough to pay you for the time and cost of finding what’s wanted by your client. When you find money, the typical fee is 5% of the first million dollars, 4% of the second million, etc. Just be sure you’re paid enough for each job!
8. Advertise your services using small classified ads in the publications serving the field you want to specialize in. You’ll find the publications listed in “Standard Rate and Data”, available in any large public library near your home.

Being a Finder Can Bring You a Large Income at Home.

But you must work at finding what your clients seek. Find what a few clients want and you’ll soon be given more finding jobs. Satisfied customers will come back –again and again. Why? Because your finding activity saves them time and energy; they’re glad to pay you!

Copyright © 2001 by International Wealth Success, Inc. All rights reserved.

Author Bio

Tyler G. Hicks, the president of International Wealth Success Inc., is the author of many wealth building publications, including the Finder’s World Business Kit.

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